Auto Insurance

THINGS TO CONSIDER

  • Are my assets or income at risk if I am in an auto accident that is my fault?
  • If I am in a not-at-fault accident and the other driver drives away (hit and run) do I have coverage for my vehicle?
  • If I am in an accident that is my fault how much coverage do I have if I am sued or if a claim is made against me for phycial injury to the other driver and passengers?
  • If I have a child living away from home at college, can I remove him/her from my policy?

HOW CAN I WORK WITH ST JOSEPH AGENCY?

We will need the following items to get started on a personalized plan for you:

  • Declarations page from current policy (If no declarations page, we need the following information: current carrier, coverage limits, deductible, expiration date, total premium)
  • Property address
  • Phone number & email address
  • DOB (all drivers)
  • SSN (named insured[s] only)
  • DLN (all drivers)
  • VIN number OR year, make & model
  • Primary driver for each car
  • Current loan on vehicle? (bank name & address)
  • Approximate annual mileage
  • Vehicle use (work, school, business, pleasure)
  • Discounts:
    • Car Alarm
    • Defensive driver course (what date)
    • Good student (B average or better)
    • Distant student discount (100+ miles)